“Pengaruh Model Pembelajaran Cooperative Learning Tipe Student  Team Achievement Division (STAD) Terhadap Penguasaan  Konsep Bank Dan Industri Keuangan Non-Bank Peserta Didik Kelas X MA Qamarul Huda Bagu”. Tirai Edukasi : Jurnal Pendidikan 8, no. 2 (January 1, 2026): 14–18. Accessed October 17, 2026. https://journal.uniqhba.ac.id/index.php/tirai_edukasi/article/view/964.